The "Free" aspect is the biggest draw. In the early stages, most neobanks offered: to any bank. Zero admin fees for account maintenance. Free physical debit cards.
Using an old version from a third-party site is for several reasons: neobank versi lama free
Digital banking apps frequently update their user interfaces (UI) to include new products like pay-later schemes, investments, and e-commerce integrations. However, this often leads to: The "Free" aspect is the biggest draw