Usually Crypto (BTC, USDT), some third-party processors. Credit cards are rare due to legal reasons.
If you are looking for a way to get "a piece" of the premium experience without paying for a full subscription, here are the standard options available: 1. Multi-Hoster Services (Debrid) tezfile premium downloader
To minimize risks:
Widely considered the standard tool for automating TezFiles downloads. It handles captcha and account authentication to streamline the process. Usually Crypto (BTC, USDT), some third-party processors